“Guided Cross Country Skiing”
I assume they mean ski touring. So you are not covered unless with a guide. The fact that they appear to confuse cross-country with ski touring makes me think they don’t know much about skiing.
As with all insurance, be it house, home or Ski Travel Insurance, it is always best to check out what is covered from the company themselves. It is easy to become confused otherwise.
At Travel Insurance Direct we sell the insurance being dicussed and are happy to answer, or find out the answer, to any question about any insurance we sell, be it ski insurance or otherwise. In this case, there appears to be some confusion over clauses.
The clause to Off Piste Skiing “except in areas designated as unsafe by resort management” is there to prevent foolhardy souls ignoring “Avalanche Danger” warnings, etc., bumping up the price of all our premiums. There may be policies out there which might cover for higher risk activities, and there are certainly some out there which don’t cover off piste activities at all. Ours lies securely in the middle.
For the same reason, Cross Country skiing is only covered if it is guided. My favourite place in the world must be the Hardangervidda in Norway, the largest mountain plateau in Northern Europe. A marvellous place to explore (have yet to do it myself) but heaven forbid someone who doesnt do so with a guide. (Even the Heroes of Telemark had one!) I dont think I need to say more.
If you would like to see the policy in detail visit http://www.travel-insurance.net/ski-insurance/cheap-ski-insurance.php and click on one of the yellow buttons under the Instant Quote form. Or you can always call us if you have a question about our ski insurance - we even have a freephone number on the web site!!