This has been covered on many forums so I apologise. I just would like to hear what the locals on here do. Some of you are full residence of France/Switzerland, others may be lowly seasonionaires like myself.
I have for peace of mind had BMC insurance the last two years, but this coming year they will not cover me as I will be working and under new policy they cannot cover this.
dog tag is even more expensive than BMC, but covers high mountain activities (skiing, mountaineering, hiking, downhill mountain biking).
a good climbing friend has Austiran Alpine thingy insurance, but I don’t really know all that much about it.
Being paid and employed by a british company reduces my French options I believe.